.reading{font-size:16px}.reading h2{font-size:clamp(25px,2.4vw,32px);letter-spacing:-.025em}.reading h3{letter-spacing:-.015em}.reading .lead{font-size:18px;line-height:1.7}.reading p{line-height:1.75}.reading .source{font-size:12px}
.hero:not(.pct-photo-hero)>.wrap{padding-top:38px;padding-bottom:38px}.hero:not(.pct-photo-hero) h1{font-size:clamp(32px,3.7vw,47px);max-width:940px}.hero:not(.pct-photo-hero) .intro{font-size:17px;max-width:830px}
.reading-tools{display:flex;justify-content:space-between;gap:16px;align-items:center;margin-bottom:28px;color:var(--muted);font-size:12px;border-bottom:1px solid var(--line);padding-bottom:15px}.reading-tools button{font:inherit;color:var(--navy);background:transparent;border:1px solid #b7cbd9;border-radius:5px;padding:8px 10px;cursor:pointer;white-space:nowrap}
.reading .section-summary,.reading .card-summary{font-size:15px;line-height:1.7;color:#455e71;margin-bottom:16px}.read-more{margin-top:16px;border-top:1px solid var(--line)}.read-more>summary{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:15px 0;cursor:pointer;font-size:14px;font-weight:600;color:var(--navy);list-style:none}.read-more>summary::-webkit-details-marker,.practice-card>summary::-webkit-details-marker,.objection-card>summary::-webkit-details-marker{display:none}.read-more>summary::after{content:'+';font-size:23px;line-height:1;font-weight:400}.read-more[open]>summary::after{content:'−'}.detail-content{padding:10px 0 18px}.detail-content p,.detail-content li{font-size:15px;line-height:1.75}.detail-content h3{font-size:20px}.detail-content h4{font-size:16px;color:var(--navy);margin:20px 0 8px}.detail-content p:last-child{margin-bottom:0}summary:focus-visible,button:focus-visible{outline:3px solid #2879ad;outline-offset:4px}
.strengths{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.strength{display:block;padding:23px;border-top:1px solid var(--line);box-shadow:none}.strength h3{font-size:22px;line-height:1.3;min-height:57px;margin:15px 0}.strength-number{display:flex;justify-content:space-between;width:100%;height:auto;border-radius:0;background:transparent;color:#607f95;font-size:13px}.guide-icon{width:30px;height:30px;color:#33749e;flex:none}.strength .card-summary{min-height:78px}.strength .read-more{margin-top:10px}.strength ul{padding-left:18px}.strength li{font-size:14px}.strength .detail-content{padding-bottom:0}
.cost-equation{display:flex;align-items:center;gap:16px;margin:20px 0}.cost-equation>div{flex:1}.cost-equation span{display:block;font-size:12px;color:var(--muted)}.cost-equation strong{font-size:27px;color:var(--navy);white-space:nowrap;line-height:1.5}.cost-equation>b{font-size:22px;font-weight:400;color:#7993a4}.cost-total{border-left:1px solid var(--line);padding-left:18px}.example-basis{font-size:14px;color:var(--muted)}.official-separate{font-size:14px}.visual-ribbon{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:20px 0}.visual-ribbon>div{border-top:3px solid #7b9db5;padding:18px 20px;background:white}.visual-ribbon strong{display:block;font-size:32px;color:var(--navy)}.visual-ribbon span{font-size:13px;color:var(--muted)}.process-strip{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:25px 0}.process-strip li{position:relative;border-top:2px solid #9bb7ca;padding-top:12px;margin:0}.process-strip strong{display:block;color:var(--navy);font-size:19px;margin:5px 0}.process-strip li>span:last-child{display:block;font-size:13px;color:var(--muted)}.step-index{font-size:12px;color:#6b8aa1}.process-strip li:not(:last-child)::after{content:'→';position:absolute;right:-14px;top:28px;color:#7895aa}
.practice-grid,.objection-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:25px 0 45px}.practice-card,.objection-card{background:#fff;border:1px solid var(--line);border-radius:10px;align-self:start;overflow:hidden}.practice-card>summary,.objection-card>summary{display:block;list-style:none;padding:23px;cursor:pointer}.card-top{display:flex;justify-content:space-between;align-items:center;color:#7592a7;font-size:12px;margin-bottom:17px}.card-title{display:block;font-size:21px;line-height:1.3;font-weight:650;color:var(--navy);margin-bottom:12px}.practice-card .card-summary,.objection-card .card-summary{display:block;font-size:14px;margin:0 0 16px}.disclosure-label{display:flex;justify-content:space-between;align-items:center;border-top:1px solid #e0e8ee;padding-top:14px;font-size:12px;color:var(--navy);font-weight:600}.disclosure-label::after{content:'+';font-size:22px;font-weight:400}.practice-card[open] .disclosure-label::after,.objection-card[open] .disclosure-label::after{content:'−'}.practice-card[open],.objection-card[open]{grid-column:1/-1}.practice-card[open]>summary,.objection-card[open]>summary{background:#f1f6f9}.practice-card>.detail-content,.objection-card>.detail-content{padding:8px 23px 24px}.detail-content .example{padding:18px;margin-top:14px}.law-reference{display:block;color:#668398;font-size:11px;letter-spacing:.03em;margin-bottom:12px}.overview-section{border-bottom:1px solid var(--line);padding-bottom:12px;margin-bottom:32px!important}.overview-section .read-more{border-top:0}.overview-section h2{margin-bottom:15px}.enquiry-guide{display:flex;gap:18px;align-items:flex-start;background:#edf3f7;padding:22px;border-radius:8px;margin-bottom:28px}.enquiry-guide strong{font-size:21px;color:var(--navy)}.enquiry-guide p{font-size:14px;margin:7px 0 0}.form-trap[hidden]{display:none!important}.reading .facts strong{font-size:32px}.reading .notice{background:#eef4f8;border-left-color:#7c9caf}
@media(max-width:1050px){.cost-equation{gap:10px}.cost-equation strong{font-size:22px}.cost-total{padding-left:10px}}
@media(max-width:600px){.reading-tools{align-items:flex-start;flex-direction:column;gap:10px}.strengths,.practice-grid,.objection-grid{grid-template-columns:1fr}.strength h3,.strength .card-summary{min-height:0}.strength h3{font-size:22px}.strength{padding:21px}.cost-equation{flex-wrap:wrap;gap:12px}.cost-equation>div{flex:1 1 38%}.cost-total{flex-basis:100%!important;border-left:0;border-top:1px solid var(--line);padding:12px 0 0}.cost-equation>b:nth-of-type(2){display:none}.visual-ribbon{gap:10px}.visual-ribbon>div{padding:14px}.visual-ribbon strong{font-size:27px}.process-strip{gap:14px}.process-strip strong{font-size:16px}.process-strip li>span:last-child{font-size:12px}.practice-card>summary,.objection-card>summary{padding:20px}.enquiry-guide{padding:18px}}
@media print{details>*{display:block!important}details>summary{list-style:none}.reading-tools{display:none}}
/* Important information is readable without opening anything. Disclosures are footnotes. */
.strength p{font-size:15px;line-height:1.75}.strength h3{min-height:0}.strength .card-note,.key-note,.example-assumptions{font-size:13px!important;color:#536d80;line-height:1.7!important}.strength .card-note{border-top:1px solid var(--line);padding-top:12px;margin-top:15px}.read-more{margin-top:22px}.read-more>summary{font-size:13px;font-weight:500;justify-content:flex-start;gap:12px}.read-more>summary::after{content:'⌄';font-size:17px}.read-more[open]>summary::after{content:'⌃';font-size:17px}.key-card{padding:23px}.key-card p{font-size:14px;line-height:1.75;margin-bottom:0}.key-card h3{font-size:21px;margin:0 0 14px}.key-card .response-key{border-top:1px solid var(--line);padding-top:13px;margin-top:15px;color:#415d72}.key-card .response-key strong{font-size:12px;display:block;color:var(--navy);margin-bottom:5px}.essential-list{padding-left:20px}.essential-list li{margin:12px 0;font-size:15px}.related-rights{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:20px 0}.related-rights>div{border-top:2px solid #8aa9bf;padding-top:15px}.related-rights h3{font-size:22px}.related-rights p{font-size:15px}.four-steps{grid-template-columns:repeat(4,minmax(0,1fr))}.detail-content>section{margin:10px 0 25px!important}.detail-content>section:not(:first-child){border-top:1px solid var(--line);padding-top:18px}.detail-content .source{font-size:12px}.practice-grid{margin-bottom:22px}.objection-grid{margin-bottom:22px}.practice-records strong{font-size:28px!important}.practice-records>div:last-child strong{font-size:23px!important}
@media(max-width:600px){.key-card{padding:21px}.four-steps{grid-template-columns:1fr 1fr}.four-steps li:nth-child(2)::after{display:none}.related-rights{grid-template-columns:1fr;gap:10px}.strength p{font-size:15px}.practice-records strong{font-size:27px!important}}